Travel/Health Insurance
Reading The Policy
Going Abroad For a Second Opinion
Going Abroad For a Second Opinion
This might sound boring but you should read the policy and ask your advisor questions. The last thing you want is to have a non-covered condition.
Key Things to Look for in a Travel Health Insurance Policy
- Coverage Limits
Check how much the plan pays for medical care—per incident and in total.
- Emergency Evacuation & Repatriation
Check if there is coverage for air ambulance, medical repatriation, or return of remains, if needed.
- Pre-Existing Conditions
Many policies exclude these unless they've been stable for a certain period—typically 90 to 180 days.
A condition is considered stable if there’s been no change in medication, treatment, or symptoms during that time.
- Trip Duration & Country Coverage
Make sure you're covered for your entire trip and in all planned destinations.
- Deductibles & Co-Pays
Understand how much you pay out of pocket before the policy kicks in.
- Provider Access & Claims
Look for direct billing options and 24/7 emergency support. Know the process for filing claims.
Going Abroad For a Second Opinion
Going Abroad For a Second Opinion
Going Abroad For a Second Opinion
Nowadays many Canadians are going abroad for second opinions or to skip the lengthy wait times for medical procedures.
While travel/health insurance won't cover you for going abroad for these reasons, we are seeing more and more Canadian doing it anyways.
Here is a link to find a doctor in Mexico.
*You will have to use the translate function on your internet browser.
NOTE: This is for information purposes only. All-Wealth Group Ltd does not support nor endorse Doctorsa, Doctoralia, nor any of their affiliated medical professionals.
Finding a Doctor
Provincial Health Insurance
Provincial Health Insurance
🛠 Steps for Clients
*The below pertains to Mexico.
- Confirm doctor credentials by checking cédula numbers and hospital affiliations.
- Research healthcare providers ahead of time—look for English communication and solid reviews.
- Tailor an insurance strategy, ensure your travel/health insurance is up-to-date and has the coverage you require.
- Plan locale-based contingencies, especially in smaller towns, with access to larger-city hospitals or telehealth options.
- Engage healthcare brokers, Particularly for high-net-worth clients seeking seamless, concierge-level medical access.
Here is a link to find a doctor in Mexico.
*You will have to use the translate function on your internet browser.
NOTE: This is for information purposes only. All-Wealth Group Ltd does not support nor endorse Doctorsa, Doctoralia, nor any of their affiliated medical professionals.
Provincial Health Insurance
Provincial Health Insurance
Provincial Health Insurance
Most provinces require you be physically in the province between 153 and 183 days per year. Search your provincial requirements prior to making an extended stay in another country.